What makes Holmes Beach different is recent water. As the largest city on Anna Maria Island, it has many ground-level homes and rentals, and a lot of them took on water from Helene’s surge in September 2024 and again during Milton that October. For many owners, a kitchen project here starts as a storm damage cabinet replacement.
Ground-Level Homes, Rentals and Salt Air on Anna Maria Island
Older Holmes Beach houses were often built at grade, while newer ones are raised on pilings or stem walls. In the ground-level homes, floodwater reaches the cabinet boxes first; particleboard wicks it up and swells, and even boxes that look sound can hold moisture. Gutting and replacing is often the honest answer.

The census shows how seasonal the city is: of 4,196 housing units counted in 2020, 61.1 percent were vacant on census day, and the rental vacancy rate was 73.3 percent. Many homes here are vacation rentals, and their kitchens take hard use from a stream of guests. Durable door finishes, sturdy drawer hardware and simple, easy-to-clean layouts make sense. Salt air adds its own wear, corroding hinges and pulls, and wind is a factor too: during Milton in October 2024, a University of Florida tower in Holmes Beach recorded sustained winds of 73 knots (about 84 mph) with a 92-knot gust, according to the National Hurricane Center. Coastal-grade hardware and sealed boxes make sense for island kitchens.
If your home is in a flood zone, FEMA’s substantial improvement and damage rule, applied by the City of Holmes Beach’s floodplain administrator, may affect how much repair is allowed before the house has to meet current elevation standards. Ask the city before setting your budget.

How Does a Holmes Beach Kitchen Rebuild Work From Sarasota?
- 1
Technical visit
Once the house is dried out, a salesperson or technician measures the kitchen, notes elevation and flood-related constraints, and discusses whether the home is lived in or rented.
- 2
3D presentation
We develop the plan in specialized software and present it in 3D, including moisture-tolerant materials and hardware suited to the island.
- 3
Delivery and installation
Cabinets are delivered over the bridge and installed, followed by the countertop. For rentals, we plan around the dates you give us.
Holmes Beach has its own building department, separate from Manatee County. Electrical, plumbing and drywall repair after a flood are permitted and performed by contractors licensed in Florida for those trades. We coordinate our cabinet work with them or with your general contractor, and we do not handle insurance claims; talk with your adjuster about coverage.

Storm Recovery and Kitchen Services for Holmes Beach

Storm Damage Cabinet Replacement
Replacing cabinets in Holmes Beach homes flooded by Helene or Milton once the structure is dry, the drywall is repaired and the city has ruled on the FEMA 50 percent question.
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Flood-Damaged Kitchen Cabinets
A closer look at which flooded kitchen cabinets can be saved and which should go, useful for ground-level island homes where particleboard boxes sat in salt water.
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Kitchen Remodeling
Full kitchen remodels for raised island homes on pilings and for rental kitchens that take heavy use, with durable finishes and layouts guests understand at a glance.
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Seasonal Home Remodeling
Projects planned for owners who live off the island for much of the year, a large share in a city where most housing units sat vacant on census day.
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Custom Kitchen Cabinets
Moisture-tolerant modular boxes, sealed toe kicks and coastal-grade hardware for salt-air kitchens a few blocks from the Gulf, designed to the inch for compact island floor plans.
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Bathroom Remodeling
Bathroom vanities and storage replaced alongside a post-flood kitchen, so finishes match and the same delivery trip over the bridge covers both rooms of the rebuild.
Learn more →Also planned for Holmes Beach homes: Backsplash Installation · Outdoor Kitchens · Aging-in-Place Kitchens
Planning a kitchen or cabinet project in Holmes Beach? Book a technical visit.
Call (239) 545-0550Holmes Beach Coverage From Manatee Public Beach to Marina Drive
Holmes Beach is in our regular coverage, from the streets around Manatee Public Beach to Gulf Drive and Marina Drive, in the 34217 ZIP code. We also serve the neighboring island cities of Anna Maria and Bradenton Beach.
The city’s layout is a product of planning. Developer John E. Holmes Sr. first came to the island in 1907 as a railroad construction worker and returned after World War II to build a planned community; Holmes Beach incorporated on March 13, 1950, and Manatee Public Beach opened at Manatee Avenue and Gulf Drive in 1952. Today about 3,010 residents (2020 Census) share 1.9 square miles. After Helene, the city barred tourists for 45 days, so owners of rental homes faced recovery and lost bookings at the same time.
Our published projects and reviews do not yet include a Holmes Beach home, and we will not suggest otherwise. If you are still deciding what can be saved, start with flood-damaged kitchen cabinets: what to do first.

What FT Cabinetry clients say
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“I recently had granite countertops installed by FT Cabinetry, and the experience was nothing short of fantastic. … The selection process was smooth, and I never felt rushed. Once I made my choice, the installation went flawlessly. The team showed up on time, worked quickly, and left everything looking beautiful.”
“Professional and knowledgeable. I would recommend them to anyone.”
Reviews come from FT Cabinetry clients across our Southwest Florida service area.
Kitchen and cabinet questions from Holmes Beach
Does FEMA’s 50 percent rule affect my Holmes Beach kitchen?
It may. In a mapped flood zone, if repair or improvement costs reach 50 percent of the building’s market value, FEMA rules enforced by the city’s floodplain administrator can require the home to meet current flood standards. Kitchen cabinets count toward that total. Ask the City of Holmes Beach for its determination before you commit to a scope.
Do you replace cabinets in Holmes Beach vacation rentals?
Yes. Rental kitchens need durable finishes, solid drawer hardware and layouts guests understand at a glance. We plan delivery and installation around the dates you give us, though the overall timeline depends on design choices, materials and any permitted repairs. Owners who live off the island can review the 3D design remotely.
Which cabinet materials last longer on Anna Maria Island?
Plywood or moisture-resistant boxes, sealed edges and toe kicks, and stainless or coated hardware cope well with salt air and humidity. No cabinet is flood-proof, but better materials resist everyday moisture and can be cleaned more easily. We show the material options during the 3D presentation so you can weigh cost against durability.
Holmes Beach on the map and nearby
Nearby areas we serve
Guides for Holmes Beach homeowners

Flood-Damaged Kitchen Cabinets: What to Do First
After storm surge or a flood reaches the kitchen, the order of your first moves decides how much can be saved and how fast the room can be rebuilt.
Read the guide →
Does Homeowners Insurance Cover Water-Damaged Cabinets?
Whether a policy pays for ruined cabinets depends on what caused the water, which policy applies and what your adjuster finds.
Read the guide →